Working with James made the home buying process smooth, clear, and informative. As first time home buyers, James guided us from pre-approval to closing, providing key insights and information that helped inform our decision making. James is always available and communicative, as he was able to provide an immense level of support when questions came up. Additionally, James provided a clear path to homeownership in our early conversations, which allowed us to be proactive rather than reactive. If you are looking for a highly responsive, personable, and honest mortgage experience, I'd highly recommend working with James.