After contacting Tim, he made the effort to meet my wife and me at our home and, honestly, drove in not great weather conditions. We saw that as a testament to Tim's commitment to serving his clients and putting them first. He answered all my questions and provided us with clear insight into what would be a realistic and attainable home loan. Furthermore, Tim was very quick to respond over email, as well as texts. Tim made sure that our family were truly getting the best home loan on the market. We are eternally grateful to have worked with him as our Mortgage Loan Officer. We look forward to recommending him to everyone we know.