Initially, my spouse and I started with five different lenders. We weren't in a rush to buy a home, but we wanted to be financially prepared so that if the right home came along, we could submit a competitive offer.
After a lot of research and careful consideration, we ultimately chose Ronnie and Tim because of their responsiveness and professionalism. We applied for a VA loan with partial entitlement, so we had a lot of questions throughout the process. They were consistently patient, responsive, and thorough, making sure we had the information we needed every step of the way.
They stayed engaged throughout our entire home search (the third home was the charm!) and never made us feel rushed. In the end, we were able to purchase a home we absolutely love, maximize our seller concessions, and secure a very competitive interest rate.
Tim and Ronnie also surprised us with a beautiful and thoughtful gift basket at closing, which was a wonderful personal touch.
We highly recommend The Ray Team!