Michelle A Mathews-Kalinock

I grew up a military brat and was born in Wiesbaden, Germany during one of my father’s Tour of Duty. My Father, Brother, Uncles and Grandfather have all served our country.

I moved to Maryland in High School attending Hammond HS. I studied business and graduated at Towson State University with a concentration in Finance.  I'm a proud mother of two daughters, re-married and living in Maryland.

It was a natural progression for me to evolve into mortgage lending where I could use my finance skills and knowledge to help home buyers achieve the #1 American dream “homeownership”.  Having started as a loan processor in the business almost 30 years ago, as well as my years growing up moving around the world, I have adapted to ever changing environments.

My adaptability has proven to be extremely valuable as the mortgage industry is ever changing. I'm a student of my craft and make it a priority to stay on top of these changes to provide the best service possible to clients.

A mortgage is the biggest financial transaction for home buyer’s so it’s imperative that my team and I deliver the Ultimate Mortgage Experience. My experience and background are instrumental in tailoring the right loan programs for each client’s needs as well as providing speed and competitive rates. What I've discovered is that what is most important to homebuyer’s is Communication, a smooth process and on time closing. To make this happen, communication starting Day 1 is crucial along with milestone updates throughout the process as well as Providing Peace of Mind and Solutions along the journey to home ownership.

I’ve mastered managing a team, as well as assisting several thousand families with their financing needs to purchase, renovate, and refinance for primary, second or investment homes. I’m licensed in DC, DE, MD, PA and VA.

I have the knowledge and expertise you need to ensure making the right choice for you and your family.

Helping Families isn't just my job; it's MY Commitment!